Texas Bankruptcy Laws

Retirement myths impede responsible saving plans (Reg Req'd)  NEW YORK -- Some surveys suggest that nearly half of Americans aren't saving anything now for retirement.read more...


Home Improvement Council adds SafeQuote feature  Homeowners looking to fix the roof or remodel the kitchen now have a high-tech option to help find a contractor.via


When condo owner forecloses, pain spreads  If too many condominium owners lose their units, associations and other owners are left with mounting unpaid dues.read more...


A Test of the Faithful    Finding affordable housing is a daily challenge for the Rev. Mary Sulerud, a recruiting officer for the Episcopal Diocese of Washington. read more...


Dow Ends Down 50 on Weak Economic Data  By ELLEN SIMON NEW YORK - Wall Street retreated Wednesday after most of the day's economic data showed weakness, including a report that manufacturing growth in October was the slowest


Breakwater Mortgage Goes Live With Nedra Talley Ross of the Ronettes as a Site Spokesperson  Ross is a client of the Virginia Beach office, and she and family members have purchased real estate and secured refinancing through Breakwater's loan officers Sherry Guard and Jennifer Ross.read

October 31st, 2008

27 Arrested In Unlicensed Contractor Sting

More than two dozen people have been arrested in a crackdown on unlicensed contractors, state regulators said.



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October 31st, 2008

Capitas Group Mortgage Market analysis well received across Gulf region (AME Info)

Capitas Group’s LLC recently released analysis of the Mortgage Market in the GCC region has been widely carried and well received by finance practitioners and by prominent print and online media in the region.

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October 31st, 2008

Mortgage crisis enters fault phase (Contra Costa Times)

n Task force prepares to bust home buyers, brokers who lied on mortgage applications

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October 31st, 2008

Home equity is gone for many mortgage holders (Seattle Times)

Almost 8 percent of Washington homeowners owe more on their mortgages than their home is worth, and another 11 percent are close to being in that position, a new report shows. It also reveals that almost a quarter of all U.S. mortgage holders are in danger of having no home equity ? because they bought recently with little or no money down, or because refinanced to take out equity or because …

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October 31st, 2008

Are mortgage-backed securities still being issued? (Louisville Courier-Journal)

A: Federal Reserve Chairman Ben Bernanke said private companies have basically stopped bundling mortgages into securities. Only Fannie Mae, Freddie Mac and Ginnie Mae—all run by the U.S. government—are doing it. Private companies accounted for half of the market for mortgage-backed securities in 2005 at the height of the housing boom.

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October 31st, 2008

Bernanke explores options for housing finance

Federal Reserve Chairman Ben Bernanke said Friday that the housing finance system being constructed following the collapse of the current system will need better safeguards to allow it to function during times …



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October 31st, 2008

Video: Reappraising appraisers

Proposed new rules may not solve the problem of appraisers being influenced by lenders.

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October 31st, 2008

How to calculate a home’s value

A look at national home price/rent ratios over the past few years can tell you if a house is a good buy.

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October 31st, 2008

Mortgage matches highest rate of the year

The roller coaster ride continues with mortgage rates. This week, they climbed to the highest level in three months.

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October 31st, 2008

Rate Trend Index — Mortgages

Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages—a vital tool if you’re about to buy a home.

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