Types Of Bankruptcy

CFCU Community Credit Union Implements FICS' Systems to Consolidate Mortgage Loan Origination and Servicing (Business Wire via Yahoo! Finance)   DALLAS----June 12, 2006--Financial Industry Computer Systems, Inc. , a mortgage technology specialist that provides in-house residential origination and servicing technology to the mortgage industry, announced that Ithaca, NY-based CFCU


Survey shows Kent Reliance is fastest-growing  KENT Reliance is the fastest-growing building society in the UK for the third year running, according to an influential survey.read more...


Annual Historic Home And Garden Tour Showcases Lake Morton  read more...


House of pain (Reg Req'd)  For years, consumer advocates have complained that minority home buyers are unfairly saddled with higher interest loans.via


Average WA mortgage breaks $300,000 mark (AAP via Yahoo! Australia & NZ News)  The average size of a Western Australian mortgage has broken through the $300,000 barrier, according to new figures.read more...


Supply of homes on market takes dip  For the first time in nearly a year and a half, the number of existing homes for sale in the Orlando area has declined, a shift that could help bolster

April 12th, 2008

Questions, Answers About Housing Crisis

The Bush administration, Congress and the Federal Reserve are moving on separate tracks to calm troubled housing and financial markets and to help distressed borrowers. The three presidential candidates have weighed in, too.

Some questions and answers on the crisis, what has been done so far and the additional help that may be on the way.

Q: How did things get so bad?

A: Tumbling house prices have left many borrowers owing more on their homes than the homes are worth. With little or no home equity, these borrowers cannot refinance. That means higher payments for people with adjustable-rate mortgages. Among those who are facing foreclosure or who have lost their homes are many borrowers who had questionable credit histories and who obtained risky subprime loans. Read more



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