Texas Bankruptcy Laws

Large HK banks under audit scrutiny   An audit report has found problems at three top banks in Hong Kong. China's auditors have found more than US$1.2 billion in problem loans which highlight poor credit practices


Officials disappointed by demolition of Gilbert Street house  One of three remaining buildings from New Town, Blacksburg's most vibrant historically black neighborhood, was demolished Monday without a permit.via


Buried in credit card bills? It's time to tame your debt  As the holiday credit card bills come flooding in, you may be feeling overwhelmed.read more...


Seattle mortgage broker pleads guilty in drug-money case (Seattle Times)  A seattle mortgage broker pleaded guilty in federal court this week to helping three drug dealers launder hundreds of thousands of dollars...read more...


Mortgage failure wave hints at nightmare (Tulsa World)  A sign stands outside a home for sale in the Denver market. Some 2 million homeowners across the nation hold $600 billion of subprime adjustable-rate mortgage loans that are due


New codes would ease historic renovations  Cape Girardeau wants to adopt updated building codes by September that include new regulations designed to make it easier to remodel and renovate old buildings.via

March 18th, 2008

Gov’t Has Plan to Ease Capital Collars

The government is loosening capital restraints on Fannie Mae and Freddie Mac so that the mortgage-finance companies can expand their roles in the stricken housing market.

The Office of Federal Housing Enterprise Oversight, which oversees the government-sponsored companies, was announcing the plan Wednesday, people familiar with the matter said Tuesday. The agency has reached agreement with the companies on an arrangement in which the cash cushion they are required to maintain against risk now nearly $20 billion for the two will be reduced by a third. The freed-up money will go toward buying mortgages of struggling homeowners to enable them to refinance into more affordable loans. Read more



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