Texas Bankruptcy Laws

Mortgage rates edge down in `holding pattern' (San Jose Mercury News)  Rates on 30-year mortgages fell for a second consecutive week, but analysts still believe the future direction will be up as the Federal Reserve keeps tightening credit to keep inflation


Mortgage owners 'facing shortfall'  Homeowners with endowment mortgages are facing an average shortfall of 7,057 between the maturity value of their property and the mortgage it needs to repay, research showed today.read more...


Haines City Deals With Delinquent Accounts  HAINES CITY | Mayor Philip Hinkle wasn't happy about writing off $80,000 in uncollected utility bills, but city Finance Director Donald Carter said there is a more serious underlying problem


Defaults Rising for 'Pick-a-Pay' Option  Lenders are seeing a rapid rise in defaults on a type of mortgage that gives consumers with good credit several different monthly-payment options.read more...


FBI Director: Mortgage Fraud Substantial (Washington Post)  HONOLULU -- FBI Director Robert Mueller said Thursday that the agency is committed to investigating and prosecuting companies involved in mortgage fraud and other violations in connection with home loans


Precor drawing on 'Cheers' Pub, Manhattan Glam to inspire renovation of OKC Park Avenue Building  Not everyone knows its name, and Park Avenue, Manhattan, it ain't - yet. However, those involved with the renovation of 125 Park Avenue in Oklahoma City are hoping that soon

March 18th, 2008

Mortgage Clinic: The concept of the £10 mortgage (Independent)

‘I’m in the fortunate position of being able to pay off my mortgage early. However, my building society has suggested that I keep a nominal £10 balance on the account, on which it will not charge interest. It would keep the deeds for me, and give me the option of drawing down a loan in future. What are the pros and cons of this idea?’ Mike Epstein, via email

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