Types Of Bankruptcy

Balloon Payment    ¿ A large, lump-sum payment on a loan, most often due at the end of a payback period, such as five or 10 years. Essentially, these loans do not


Paying Utility Bills Is Getting Easier  More companies are starting to drop their longstanding opposition to credit and debit cards in an effort to retain customers. The moves come at a time when consumers are using


Remarks by John C. Dugan, Comptroller of the Currency  Here is the text of John Dugan's recent remarks at the OCC Credit Risk Conference.read more...


Home Sales Plunge by 9 Percent    Sales of new homes plunged last month to their lowest level in more than 12 years, a grim testament to the problems plaguing the housing sector.The Commerce Department reported


Birmingham City Council committee endorses plan to sue mortgage companies over foreclosures (Birmingham News)  A Birmingham City Council committee Monday endorsed a plan to sue mortgage companies, alleging unfair and deceptive lending practices led to foreclosures in the city.read more...


Centex Mortgage Taps JPMorgan for Credit (AP via Yahoo! Finance)   Centex Corp., one of the nation's largest homebuilders, said Friday its mortgage unit entered into a $450 million warehouse credit facility with JPMorgan Chase Bank to fund the origination

March 14th, 2008

Mortgage lenders face more regulation (Denver Post)

Economic policymakers Thursday recommended stricter regulation of mortgage lenders as part of a broad effort to prevent a repeat of a credit crisis threatening to drive the country into recession.

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