Types Of Bankruptcy

Pros and cons of interest-only loans  When my mailbox first started to fill with questions about interest-only mortgages a few years ago, I smiled; I knew a flash in the pan when I saw one.via


Real Estate Calendar   Here are some events that builders and developers have scheduled for would-be home buyers in the coming weeks. All are free and open to the public. read more...


Help from any new mortgage law could be slow in coming. (Philly.com)  Marcellus Harris has a nasty mortgage. The 62-year-old resident of Philadelphia's Wissinoming neighborhood said yesterday that he had not missed a $316.91 monthly payment on his adjustable-rate loan, but he


Subdivision Wins Early Approval  read more...


Mortgage approvals fall to record low in May (Reuters.co.uk)  LONDON (Reuters) - Mortgage approvals for house purchase fell 56.1 percent on the year in May to a record low of 27,968, the British Bankers' Association said on Tuesday.read more...


Lenders try to keep mortgage boom alive (Pittsburgh Post-Gazette)  Hoping to ride a new wave of profits as the mortgage boom winds down, lenders have changed course and are targeting borrowers with adjustable-rate mortgages and encouraging them to refinance

March 6th, 2008

‘Free and Clear’ Ownership: An Overvalued Concept

Q: Our condominium is worth about $350,000, and we owe only $25,000 on our mortgage. We are from the old school and want to own this property free and clear. We have the money and are considering paying off the loan. Is this a good idea? If so, how do we go about making sure it is done correctly?

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