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U.S. demand for loans weakening  Banks operating in the United States say demand for most types of loans has weakened in recent months, and credit quality is likely to suffer somewhat this year for both


Fire destroys KCK home  A fire that destroyed a Kansas City, Kan. home overnight is being called suspicious.Commentread more...


Fed's Bies warns on mortgage, real estate lending (CNN Money)  Regulators worry that banks' risky mortgage lending practices could mean lots of defaults if there is a downturn in the housing market.read more...


Diane Turton, Realtors Launches Turton Signature Mortgage (Business Wire via Yahoo! Finance)   Diane Turton, Realtors has announced a joint venture with Metrocities Mortgage to create Turton Signature Mortgage, a mortgage company that will serve the financing needs of Diane Turton, Realtors'


Mortgage applications fall (Westchester County Business Journal)  The Market Composite Index - a measure of mortgage loan application volume - was 644.5, down 4.4 percent on a seasonally adjusted basis from 674.3 one week earlier, according to


Cuomo: Appraisers Inflated Home Values  "By allowing Washington Mutual to hand-pick appraisers who inflated values, First American helped set the current mortgage crisis in motion." New York Attorney General Andrew Cuomo said Thursday a

February 29th, 2008

Mortgage Insurance Reserves: A Lesson in Managing Risk

An enormous amount of ink has been spilled on the mortgage market crisis, and I have contributed my share. Yet I am now convinced that the most important factor underlying the crisis has been overlooked, even though it has been in plain view all along.

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