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Poll: 1 in 3 don't bother to check credit  A new nationwide poll commissioned by Bankrate shows that 32 percent of Americans don't check their credit reports and 45 percent never have checked their credit score.read more...


Much misleading lately about early mortgage payoffs  THE SAVINGS GAME Much misleading lately about early mortgage payoffs Humberto Cruz, a columnist for Tribune Media Services Posted November 26, 2006 When my wife, Georgina, and I paid off


08/10/2005 Four Men Indicted in Mortgage Scam (WLBT 3)  A federal grand jury has indicted four Mississippi men on charges of mortgage loan fraud. U.S. Attorney Dunn Lampton says the jury returned a forty seven count indictment against three


It may be the right time to take your fixed rate 15 or 30 year mortgage - bond rally may be over (India Daily)  Watch for the capacity unilization. Bond traders were shouting in the Chicago long bonds futures pit. Bond market is at a crtical juncture. It may be the right time to


Are you afraid of the big bad housing wolf?  Posted Nov 6th 2006 11:19AM by Gary E. Sattler Filed under: Home Depot Okay , so that big bad wolf isn't huffing and puffing to blow any houses down but


Weekly Home Mortgage Rates (The Herald-Sun)  Average mortgage rates for single-family homes in the 10 largest metropolitan areas as of Feb. 22 as compiled by bankrate.com. The rates are for 30-year, fixed-rate mortgages for 80 percent

October 31st, 2007

Outsmart Private Mortgage Insurance (Investopedia)

One of the risk measures lenders use in underwriting a mortgage is the mortgage’s loan to value (LTV) ratio . A mortgage’s LTV ratio is a simple calculation made by dividing the amount of the loan by the value of the home. The higher the LTV ratio, the higher the risk profile of the mortgage.

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