Texas Bankruptcy Laws

Mismanagement 101: How to lose $18B  In the back offices of the state Treasury Department, a small, nondescript division has had a huge impact on the state's public pension funds.via


'Design Star' winner felt free of rules  Few fans of his work were surprised when, in the Sept. 10 finale of HGTV's Design Star , 32-year-old David Bromstad was named the winner.Commentread more...


Mortgage rates rise for ninth week; 30-year at 6.36% (CBS Market Watch)  CHICAGO (MarketWatch) -- Mortgage rates have risen without pause for more than two months and will likely trend higher over the next year, Freddie Mac said Thursday.read more...


How they voted: Mortgage lender bill (AP via Yahoo! News)   The 291-127 roll call Thursday by which the House passed a bill that would make mortgage lenders responsible for discovering whether borrowers can repay and fine them for steering


Wide range of mortgage options now available for the first-time homebuyer (The Clarion-Ledger)  Donna Aycock can count on one hand the mortgage possibilities that existed 25 years ago when she began working as a loan officer.via


Fed Chair Pledges Help To Distressed Homeowners  "The combination of stricter regulation and better disclosure will not solve all the problems" Fighting to stem a dangerous wave of home foreclosures, Federal Reserve Chairman Ben Bernanke pledged

July 26th, 2007

Existing Home Sales Drop for 4th Month

“Housing is contracting at an accelerating pace, taking out with a vengeance the brief stabilization at the turn of the year”

Sales of existing homes fell for a fourth straight month in June and even a small increase in home prices was not enough to lift the gloom surrounding the housing industry.

The National Association of Realtors reported that sales of existing homes dropped by 3.8 percent in June to a seasonally adjusted annual rate of 5.75 million units, the slowest sales pace in 4 1/2 years.

The median price of an existing home edged up slightly to $230,300 in June, a 0.1 percent increase from the sales price a year ago. That was the first year-over-year price increase in 11 months but analysts cautioned that it would take more months to determine whether the downward trend in prices has finally stabilized. Read more



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