Texas Bankruptcy Laws

Junk mail or lower interest rates?  You may not know it, but when you apply for a mortgage, competing lenders are buying financial details about you from the credit bureaus.read more...


Volunteer group works to find homes for unwanted Dalmatians  Shelley Siefert sees spots but she doesn't mind. The Lexington resident volunteers with Second Chances Dalmatian Rescue, a nonprofit group that finds homes for abandoned and unwanted Dalmatians from area


the Housing Slump's Effect  Once upon a time, buying a house was just that: You checked out a couple of open houses, filled out piles of paperwork, waited till escrow closed, then moved all


Lumber supply, transport business effected by Katrina  Katrina knocked out dozens of lumber suppliers and crippled the ability to move plywood across the country.read more...


Bernanke Says Homeowners Need Extra Help on Mortgages  More needs to be done to help troubled borrowers including a broader effort to write down the principal of some problem loans, Federal Reserve Chairman Ben Bernanke said Tuesday.


Home-building project channels grief into action  April 29, about two dozen grieving people will have the chance to honor the memory of their deceased loved ones by spending the day helping to build a home for

May 7th, 2007

Each mortgage lender looks at lease-options differently (Reno Gazette-Journal)

DEAR BOB: When a tenant-buyer goes to a mortgage lender to get a loan to exercise a lease-option, does the bank look at the option consideration money and the rent credit earned during the tenancy as part of the down payment? I am told the loan-to-value ratio will be based on the option purchase price rather than the current fair market value—Joel D.

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