Types Of Bankruptcy

With New Limits, New Reasons To Question Mortgage Costs   A seemingly arcane policy change by mortgage investor Freddie Mac sheds new light on issues of much broader concern for consumers: Do you really understand where the money flows --


Torrance family says it got remodeling nightmare  The granite floor is cracked. The hot and cold water pipes are switched. The "dining room" is too small for dining.via


Warehouse lenders' role in mortgage woes (Bankrate.com via Yahoo! Finance)   All big mortgage lenders, and especially institutions that don't accept deposits, rely on warehouse lines of credit. When that money spigot closes, lenders go out of business.read more...


Slowdown Squeezes Vegas Casinos  The gambling slowdown that began early this year is taking a serious toll on Las Vegas. Casinos are being pinched by less access to cash as they grapple with predownturn


UK consumer credit growth slows in April  The growth of consumer credit in Britain slowed in April as credit card borrowing saw the smallest increase during the month for nearly four years, official figures showed Wednesday.via


Principality pulls plug on internet mortgage service (icWales)  PRINCIPALITY Building Society is to close its Cardiff-based online mortgage brokering business.read more...

February 16th, 2007

Long-Term, a Gift House May Be Costly

Q: I want to buy a house that my parents own. It has a mortgage of $250,000 and has been appraised for $499,000. My parents want $200,000 out of it. Should I ask them to refinance and get the money they want, then just arrange to put the house in my name?

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