Types Of Bankruptcy

Fed chief to raise rates again  Alan Greenspan, chairman of the Federal Reserve, warned yesterday that the U.S. economy faces significant "imbalances" and made it clear that he is not yet finished with ratcheting up interest


GMAC Mortgage Survey Reveals Consumers Lack Knowledge About Credit Ratings (PR Newswire via Yahoo! Finance)   GMAC Mortgage today announced that, according to the GMAC Mortgage Second Quarter Consumer Survey, U.S. consumers lack important knowledge about credit scores.read more...


Indexes end sharply lower on Bear Stearns woes   Stocks ended sharply lower on Friday as a pair of troubled Bear Stearns hedge funds stoked concerns that other investment banks may face large losses from subprime mortgages. via


Reporter's Request: Are you having problems getting a mortgage? (The Columbus Dispatch)  If you're a prospective buyer and are running into problems getting a mortgage because lending standards have tightened, we'd like to know.read more...


Got Pardons?  What is the secret to getting pardoned by the President for your prior drug dealing offense? Well, one approach is to then become a lawyer and work for a major


Home-Loan Report Portends More Mortgage Pain  An analysis of U.S. home-loan data suggests more misery for subprime borrowers, lenders and investors, as existing mortgages are pressured by falling housing prices and lenders put tougher underwriting standards

September 20th, 2006

Don’t raid your 401(k) to pay off mortgage (Baltimore Sun)

Gail MarksJarvis—On the Money Iam a 58-year-old male, and might be losing my job soon. I don’t think I will be able to get another decent job, and my wife makes only $19,800 at her full-time job. I will be able to get health insurance through my wife’s employer. We owe $117,000 on our home, and I’m thinking of removing $170,000 from my 401(k) to pay off the mortgage and cover the 401(k)

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